So, like many hunters, I use a trailer hitch cargo rack on the back of my jeep during hunting season. My rack stays on the entire season and is still on now. A woman in my neighborhood just knocked on my door and asked for my insurance info and told me that she will sue me if I don't provide it. Apparently, yesterday morning she was pulling out of the parallel parking spot behind me and drove forwards, her bumper must have caught the rack and she hit it hard enough to get stuck, when she backed up it took part of her front bumper off. She says I am at fault because I don't have a flag or anything attached to the rack and that is illegal to leave the rack on the jeep like that. There's no way I'm at fault here is there? Isn't it the drivers responsibility before they get in the car to make sure they have enough clearance to get out.