Drag - Have you ever tried a lure called the "Trout Magnet"?
http://www.troutmagnet.com/tm_main.html
It's a little gold lead head with a rubber "mealworm" that has a split tail.
I use the one that is the natural mealworm color.
You can buy them at Walmart, and I've caught eveything including bluegills, trout, yellow perch, rock bass, and smallmouth b [no swearing please] on them.
The fish can't resist them, and if you add a little Berkley PowerBait juice to them, you WILL catch a fish EVERY cast!!!
I AM NOT KIDDING, THIS LURE IS LETHAL FOR ALL
SPECIES OF PANFISH!!![up][up][up]